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FeaturedOct 30, 2026·7 min read

How Much Rent Can I Afford on My Salary? (Real Numbers)

How much rent can you afford? Aim for 30% of take-home pay, about $1,370 a month on a $70k salary. See real numbers from $50k to $120k, and when to stretch.

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Budgeting
Matt SchubergMatt Schuberg, CFP®

How Much Rent Can I Afford on My Salary? (Real Numbers)

How much rent can you afford? Aim for 30% of take-home pay, about $1,370 a month on a $70k salary. See real numbers from $50k to $120k, and when to stretch.

·7 min read
Financial Planning
Matt SchubergMatt Schuberg, CFP®

Business Owner's Money Checklist: 10 First-Year Steps

Your first-year business money checklist: separate accounts, a tax reserve, what to pay yourself, an emergency fund and insurance, from a CFP® professional.

·9 min read
Investing
Matt SchubergMatt Schuberg, CFP®

Should I Sell My RSUs When They Vest? (Usually, Yes)

Should you sell RSUs when they vest? Usually yes: you owe income tax at vest either way, so holding means buying company stock. Here's when keeping some works.

·7 min read
Saving
Matt SchubergMatt Schuberg, CFP®

Are Automatic Savings Apps Worth It? (Do the Fee Math)

Automatic savings apps charge $3 to $12 a month, and on small round-ups that fee can eat 10% of what you save. Here's the math and the free way to automate it.

·7 min read
Debt
Matt SchubergMatt Schuberg, CFP®

Best Debt Payoff Apps in 2026 (Free and Paid)

The best debt payoff app holds every debt and models extra payments. Compare Undebt.it, Debt Payoff Planner, YNAB and Planned on price, methods and limits.

·8 min read
Budgeting
Matt SchubergMatt Schuberg, CFP®

Budgeting App vs Spreadsheet: Which Should You Use?

Budgeting app vs spreadsheet: a spreadsheet is free and fully yours, an app does the data entry for about $100 a year. Here's how to pick the one you'll keep.

·8 min read
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